WearethrilledtoannouncethattheStateofWyominghasapprovedKraken’sapplicationtoformtheworld’sfirstSpecialPurposeDepositoryInstitution(SPDI),tentativelycalledKrakenFinancial.
HeadquarteredinCheyenne,Wyoming,KrakenFinancialisthefirstdigitalassetcompanyinU.S.historytoreceiveabankcharterrecognizedunderfederalandstatelaw,andwillbethefirstregulated,U.S.banktoprovidecomprehensivedeposit-taking,custodyandfiduciaryservicesfordigitalassets.
Frompayingbillsandreceivingsalariesincryptocurrencytoincorporatingdigitalassetsintoinvestmentandtradingportfolios,KrakenFinancialwillenableKrakenclientsintheU.S.tobankseamlesslybetweendigitalassetsandnationalcurrencies.
DavidKinitsky,CEOofKrakenFinancial,said:
“We’rethrilledtoworkinastatesoalignedwithourphilosophyandvalues.WyomingisarareandshiningexampleofhowthoughtfulregulationcandriveinnovationforFinTechcompanies.”
英国法官：Craig Wright起诉Kraken和Coinbase必须支付40万英镑法律费用:7月26日消息，澳大利亚计算机科学家Craig Wright必须支付40万英镑（约合51.6万美元）的法律费用，以起诉加密货币交易所Coinbase和Kraken。
英格兰和威尔士高等法院法官James Mellor表示，他不相信Craig Wright有能力支付诉讼费。他指出，在周二发布的一份判决书中，此前有关Craig Wright财务状况的说法前后矛盾。
Mellor法官表示，这些证据“并不能说服我”Craig Wright或他的投资公司有流动资产来支付潜在的巨额法律费用；如果不提供担保金，他将在几周内撤销此诉讼。[2023/7/26 16:00:03]
ThisnewinstitutionwillberegulatedinlargelythesamemannerasotherU.S.banks.
Formoreinformationonourinitiative,we’veassembledafullFAQtoshareourgoalsforthefutureofKrakenFinancialbelow:
1.WhydidKrakendecidetoapplyforanSPDIcharter?
Kraken’svisionistobecometheworld’strustedbridgebetweenthecryptoeconomyofthefutureandtoday’sexistingfinancialecosystem.
AnSPDIbankcharterpermitsKrakentobuildthisbridgein-house.Withthecharterinplace,wecanoperateafullyindependentbankthatwillreduceourrelianceonthird-partyfinancialinstitutionsandevenhelplaunchanewwaveofinnovativeproductsforourusers.Abankfullydedicatedtotheinterestsofourusersis,withoutadoubt,thebestwaytodeliveronthisvision.
加密交易所Kraken的NFT平台上线测试版:金色财经报道，加密交易所Kraken的NFT平台今天将进入私人测试版，并向所有注册候补名单的用户开放。Kraken NFT的候补名单于5月开放?。该市场预计将在夏季推出，但经历了几次延误。
Kraken发言人表示，该市场将在测试版发布中为客户提供跨以太坊和Solana生态系统的70多个NFT集合的访问权限。[2022/11/4 12:15:12]
Wyoming’sapproachtoregulationisuniqueamongprogramsanywhereintheworld,itscarefultailoringbalancingtheinterestsofdigitalassetinnovatorsandtheirclients.
Thoughmanyregulatorstalkaboutfosteringinnovation,Wyomingistheonlystatetoactuallybuildoutthisvisioninaconcrete,commerciallyviableway.
2.WherewillKrakenFinancialoperate?
KrakenFinancialwillstartlocally,butwillsoonoperateglobally.
TheSPDIcharterwillaidusinexpandingKraken’sreachacrosstheUnitedStates,andwillalsohelpthebroaderKrakenorganizationtoservicecompaniesaroundtheworld.
3.Caninternationalpersonsapplyforbankaccounts?
Kraken创始人：Kraken正在开发一个系统来确定存入的NFT的清算价值:金色财经报道，Kraken 创始人兼首席执行官 Jesse Powell 表示，该加密货币交易所正在开发一个不可替代的代币市场，该市场可能会吸引那些想要做的不仅仅是收集数字艺术的客户。根据Powell 的说法，市场将提供托管服务，交易所正在考虑建立一个系统，客户可以使用他们的 NFT 作为抵押品借入资金。如果你在 Kraken 上存入一个 CryptoPunk，我们希望能够在你的账户中反映它的价值。如果你想为此借入资金，Kraken 正在开发一个系统来确定存入的 NFT 的清算价值。（smh）[2021/12/27 8:05:43]
Initsfirstphaseofoperation,KrakenFinancialwillonlyofferaccountstoU.S.residents.Wehopetoexpandgloballysoon.
4.HowisanSPDIdifferentfromatraditionalcommercialbank?Isitregulateddifferently?
Thereareseveraldifferentkindsofbanks.Atraditionalcommunitybankexiststoserveitslocalcommunitythroughsafeguardingcustomerdepositsandlendingthosedepositstomeetthecreditneedsofitsneighborsandsmallbusinesses.
Otherkindsofbanks,called“custodybanks”provideservicesthataremorefocusedonassetcustodyandprovidingasafe,trustedgatewayforcustomerstoconducttransactionsinregulatedsecuritiesandcommoditiesmarkets.CustodybanksareamongthelargestU.S.banks.
Kraken将在怀俄明州开设银行:加密货币交易所Kraken宣布，正在怀俄明州的新监管框架下成立一家银行Kraken Financial，此举将使Kraken为客户提供某些银行业务。Kraken Financial首席执行官Dave Kinitsky表示，这将减少对第三方提供商的依赖，并从监管角度提供更多确定性。（The Block Crypto）[2020/9/17]
TheSPDIisacustodybankinthesameway,butfordigitalassetslikevirtualcurrency.Bothcustodybanksandcommunitybanks,however,arestill‘banks’underfederalandstatelawbecausetheyconductdeposit-takingactivity.
KrakenFinancial,asabank,isrequiredbyWyominglawtomaintain100%reservesofitsdepositsoffiatcurrencyatalltimes.Ifeveryclientweretodemandwithdrawalsoftheirfiatatthesamemoment,KrakenFinancialwouldbeabletofulfilleachwithdrawalimmediatelywithoutregardtohowmanyloanswehadoutstanding.
ThisistheadvantageoftheSPDIcharter,becausetheFDICgenerallyonlyinsuresdepositsupto$250,000.Forthisreason,depositswillnotberequiredtobeinsuredbytheFDIC.
Kraken报告：比特币正处于多年突破的边缘，或引发新一轮牛市:近日，美国交易所Kraken发布了一份针对其VIP交易员的报告，报告称比特币正处于多年突破的边缘，可能引发新一轮牛市。这份文件突显了自2017年以来，比特币在牛市行情中的走势。Kraken表示，这一模式表明，比特币正处于多年的整合阶段，以为下一次的上涨做准备：“如果比特币能够涨超10500美元，从而在宏观趋势中创下新高，就可以说比特币进入了一个新的牛市。”
此前消息，Kraken同时也表示，比特币还没有走出困境。BTC目前处于三角盘整区间内，如果它未能冲过其趋势线上方并突破10000美元关口，那么它很可能会回到6200美元的多年支撑位。（The Daily Hodl）[2020/6/8]
KrakenFinancialwillberegulatedinlargelythesamemannerasotherU.S.banksbytheWyomingDivisionofBanking.TheDivisioniscurrentlyfinishingdevelopmentofthefirstregulatorymanualforbanksanddigitalassets,buildingonthestandardsinWyomingandfederallaw.
5.Whatproductsandserviceswillyouoffer?
Ourofferingswillevolveovertime,butweplantoprovideclientswitheverythingtheyexpectfromaseamlessbankinggatewaybetweendigitalassetsandnationalcurrencies.
Duringitsfirstyearofoperations,theSPDIplanstogiveclientstheabilitytodepositUSDandcustodydigitalassetsataregulatedstate-charteredbank.Thesebankingserviceswillbeseamlesslyintegratedintotheexistingexchangeservices,providingclientsbetterfundinginfrastructure,abetterexperienceandenhancedregulatoryclarity.
Additionally,becauseofourpositionasabridgebetweencryptoandtraditionalfinance,wewillofferthefollowingcrypto-focusedservicesinourfirstyearofoperations:
DigitalassetcustodyDemand/depositaccounts(DDAs)Wiretransferandfundingservices.Weanticipatesupportingadditionalservicesoverthenextfewyears,including:
EnhanceddigitalassetcustodyofferingsDigitalassetstakingTrustaccountandadministrationOtherservicesforindividualaccounts:AcompleteonlineandmobilebankingsuiteofproductsAdebitcardthatclientscanusetospendtheircryptofundsOtherservicesforcorporateclients:AccountmanagementservicesBankcomfortlettersDepositverificationsProofoffundsattestations.Finally,weexpecttobeabletoofferadditionalretail,wealthmanagementandtreasuryservices(andpotentiallyotherassetclassessuchassecurities),sostaytuned!
6.Willyouhavebranchesandaphysicallocation?
WewillhaveapermanentphysicalpresenceinCheyenne,Wyoming,whichwillhousemanyofKrakenFinancial’skeyback-officeteamsandfunctions.
Krakenwilloperateanonlineandmobile-firstbankingmodel.Wewanttomakeitaseasyaspossibleforpeopletoaccessandmanagetheirmoneyviaasingle-portalclientexperienceregardlessofthetimeofdayorwheretheyarecurrentlylocated.
Customerserviceandsupportwillbeavailable24/7/365.
7.Willyoubeofferingqualifiedcustodialservicesforbrokerdealersandfunds?
KrakenisdevelopingpoliciesandprocedurestoensurethatwhenitactsasaQualifiedCustodianforinvestmentprofessionals,underapplicablefederalandstatelaw,itwilldosoinfullcompliancewithallapplicablelawsandrules.
WebelievetheSPDIlaysthegroundworkforthisforthefirsttimeasastate-charteredbank,insteadofmanytrustcompanieswhichprovidecustody,butnotdiscretionaryfiduciaryservices..
8.WhatdoesthismeanforKrakenexchangeclients?
Newandexistingclientswillhavetheopportunitytoapplyforourtraditionalfinancialaccounts.Uponcompletingtheonboardingprocedures,theywillbeabletoquicklyandseamlesslyfundtheiraccountsontheexchange.
Moreso,forthefirsttime,theywillbeabletotakeadvantageoftheseamlessnessandeaseofusethatcomesfromthefirstall-in-oneserviceproviderthatcanofferandexpertlymanagesophisticatedcrypto-products.
FORWARD-LOOKINGSTATEMENTS,INCLUDINGPRODUCTOFFERINGS,REGULATORYPLANSANDBUSINESSPLANSSUBJECTTOCHANGEWITHOUTNOTICE
郑重声明： 本文版权归原作者所有， 转载文章仅为传播更多信息之目的， 如作者信息标记有误， 请第一时间联系我们修改或删除， 多谢。